Licensed by the PA Department of Banking Loan Products: First and second mortgages New home purchases or refinances Fixed rate or adjustable rate Lines of credit for home improvement or debt consolidation The Cosi loan or pick a payment loan for purchases or refinances Little or no income documentation loans for clients with hard to prove income Our Business Partners: World Savings Public Mortgage Bank Superior Mortgage First Horizon Argent mortgage Option One Mortgage Home equity of America Universal Credit services